A while back almost a year ago I took Dave Ramsey's Financial Peace University Class offered by my church. It was really an eye opener in many ways. Some of the awesome things I got from this class you can get too for free!
Check out Dave Ramsey's site offering free budget tools. This includes a download-able quickie budget, monthly cash flow planning, and an irregular income planning. Also you can sign up for the Dave Ramsey podcasts for free.
Check out the 7 Baby Steps that will change your Budget and your life! These steps most people will never get too, some have gotten to them and have to start over for various life reasons, some just need a reminder.
Baby Step #1 - $1,000 to Start and Emergency Fund
This step can be very hard to come by for some, and very easy for others... I urge you if you do not have a $1000 emergency fund set up start working on one today. This emergency fund can help in many ways, one of those ways is taking the annoyances out of things like your refrigerator going out, or a death in the family that is out of town. With this emergency fund in place you will feel at least a little more secure.
So start today, Get your budget in order. Check out the links above help you get on your way to financial freedom.
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